www.fmexchange.ca is owned and operated by Flourishing Mart Ltd. Flourishing Mart Ltd can be contacted at:
customerservice@fmexchange.ca
1 (888) 671-4888
Purpose
The purpose of this privacy policy is to inform users of our application of the following:
- The personal data we will collect.
- Use of collected data.
- Who has access to the data collected; and
- The rights of Application users.
This Privacy Policy applies in addition to the terms and conditions of our application.
Consent
By using our application users agree that they consent to:
- The conditions set out in this Privacy Policy; and
- The collection, use, and retention of the data listed in this Privacy Policy.
Personal Data We Collect
We only collect data that helps us achieve the purpose set out in this Privacy Policy. We will not collect any additional data beyond the data listed below without notifying you first.
Data Collected Automatically
When you visit and use our application, we may automatically collect and store the following information:
Data Collected in a Non-Automatic Way
We may also collect the following data when you perform certain functions on our application:
- First and last name.
- Date of birth.
- A valid issued government Identification (such as international passport);
- Occupation.
- Email address.
- Phone number.
- Address; and
- Payment information.
This data may be collected and used for creating and updating an account.
How We Use Personal Data
Data collected on our application will only be used for the purposes specified in this Privacy Policy or indicated on the relevant pages of our application or Web Site. We will not use your data beyond what we disclose in this Privacy Policy.
The data we collect automatically is used for the following purposes:
- Communication; and
- Identity verification.
Who We Share Personal Data With
Employees
We may disclose user data to any member of our organization who reasonably needs access to user data to achieve the purposes set out in this Privacy Policy.
Other Disclosures
We will not sell or share your data with other third parties, except in the following cases:
- If the law requires it.
- If it is required for any legal proceeding.
- To prove or protect our legal rights; and
- To buyers or potential buyers of this company if we seek to sell the company.
If you follow hyperlinks from our Application to another Site, please note that we are not responsible for and have no control over their privacy policies and practices.
How Long We Store Personal Data
User data will be stored for 10 years.
You will be notified if your data is kept for longer than this period.
How We Protect Your Personal Data
To protect your security, we use the strongest available browser encryption and store all of our data on servers in secure facilities. All data is only accessible to our employees. Our employees are bound by strict confidentiality agreements and a breach of this agreement would result in the employee's termination.
While we take all reasonable precautions to ensure that user data is secure and that users are protected, there always remains the risk of harm. The Internet as a whole can be insecure at times and therefore, we are unable to guarantee the security of user data beyond what is reasonably practical.
Children
The minimum age to use our application is 16 years of age. We do not knowingly collect or use personal data from Children under 13 years of age. If we learn that we have collected personal data from a Child under 13 years of age, the personal data will be deleted as soon as possible. If a Child under 13 years of age has provided us with personal data, their parent or guardian may contact our privacy officer.
How to Access, Modify, Delete, or Challenge the Data Collected
If you would like to know if we have collected your personal data, how we have used your personal data, if we have disclosed your personal data and to who we disclosed your personal data, or if you would like your data to be deleted or modified in any way, please contact our privacy officer here:
How to Opt-Out of Data Collection, Use or Disclosure
In addition to the method(s) described in the How to Access, Modify, Delete, or Challenge the Data Collected section, we provide the following specific opt-out methods for the forms of collection, use, or disclosure of your personal data specified below:
- You can opt-out of the use of your personal data for marketing emails. You can opt-out by clicking "unsubscribe" on the bottom of any marketing email.
Modifications
This Privacy Policy may be amended from time to time in order to maintain compliance with the law and to reflect any changes to our data collection process. When we amend this Privacy Policy we will update the "Effective Date" at the top of this Privacy Policy. We recommend that our users periodically review our Privacy Policy to ensure that they are notified of any updates. If necessary, we may notify users by email of changes to this Privacy Policy.
Contact Information
If you have any questions, concerns, or complaints, you can contact our privacy officer at:
